No, as long as you name a living beneficiary. Life insurance with a named beneficiary is paid directly to that person and skips Florida probate entirely. Claims are often paid within a few weeks of the insurer receiving a death certificate and claim form.
If you name your estate, leave the beneficiary blank, or all named beneficiaries have died, the proceeds may go through probate in the county where you lived, such as Seminole or Orange County. Florida probate can take months and cost your family time and money. Review your beneficiaries after marriage, divorce, or the birth of a child, and always name a contingent beneficiary.
Questions about your own policy? Near Me Insurance in Oviedo helps homeowners and drivers across Seminole and Orange County compare options from multiple carriers.
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