Local Clearwater, Florida insurance coverage that fits your business needs, with a team that knows your name.
Home, flood, and auto insurance in Clearwater, Florida
Clearwater is the seat of Pinellas County, sitting on a peninsula between the Gulf and Tampa Bay. The mainland city rises on a bluff above Clearwater Harbor, with neighborhoods of mid-century block homes, bayfront properties along Old Tampa Bay, and communities such as Countryside farther inland.
Homeowners insurance for older Pinellas homes
Much of Clearwater was built from the 1950s through the 1970s. Carriers look hard at roof age, electrical panels, and plumbing in homes of that era, and a wind mitigation report can lower the premium. We shop homeowners coverage across carriers to find a fit.
Flood insurance beyond the beach
The 2024 hurricane season showed both sides of the risk: Helene brought surge to the waterfront, and Milton's extreme rainfall flooded inland neighborhoods and apartment communities. We quote NFIP and private flood insurance for homes in and out of mapped zones.
Autos, rentals, and umbrella
U.S. 19 and Gulf to Bay Boulevard are some of the busiest roads in the county, so we review limits carefully on every auto policy. We also write renters insurance, landlord policies, boat coverage, and umbrella protection.
Your insurance team for Clearwater
We also serve nearby Clearwater Beach, St. Petersburg, and Tampa.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We don’t just write policies.
Near Me Insurance was built on a simple idea: shopping for insurance should be as easy as shopping for anything else online.
For years, finding the right policy meant calling around, repeating the same information to one company after another, and hoping you landed on a fair price. We built a better way. Our platform lets you enter your information once and compare home and auto quotes from multiple top carriers, side by side, in minutes.
We don't push one company over another. We show you your options clearly, with coverage and price laid out in plain terms, so you can decide what fits your life and your budget. There's no pressure and no obligation, and you can shop on your own schedule.
Whether you're buying your first policy, insuring a new home, or checking whether you're still getting a good rate, Near Me Insurance puts the choice in your hands.
"Near Me Insurance exists to protect your family or business through proactive, strategic insurance planning, not just annual renewals."
Since 1999, we’ve dedicated ourselves to protecting families & businesses with personalized insurance solutions built on honesty, education, and care.
Near Me Insurance
Your trusted insurance advisor in Clearwater, Florida providing insurance solutions for all types of businesses.
Insurance services offered by Near Me Insurance.
