Local Miami, Florida insurance coverage that fits your business needs, with a team that knows your name.
Home, wind, and auto insurance in Miami, Florida
Miami stretches from the high-rises of Brickell and downtown along Biscayne Bay to older neighborhoods such as Little Havana, Coconut Grove, and Shenandoah. Hurricane Andrew in 1992 reshaped how South Florida builds, and Miami-Dade still follows the state's toughest wind standards.
Homeowners insurance and wind protection
Carriers here focus on roof age, roof attachment, and impact-rated windows, doors, and shutters. We order wind mitigation inspections, compare private carriers with Citizens when needed, and shop homeowners coverage for both older block homes and newer construction.
Flood insurance near Biscayne Bay
Brickell and other low-lying areas can flood during heavy rain and king tides, and flood is excluded from a standard policy. We quote NFIP and private flood insurance for homes, condos, and tenants.
Condos, autos, and businesses
Condo owners need coverage that fits their building's master policy. Dense traffic makes liability and uninsured motorist limits important on any auto policy. We also write business insurance for restaurants, retailers, and contractors.
Your insurance team for Miami
We also serve nearby Miami Beach, Coral Gables, Aventura, and Fort Lauderdale.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We don’t just write policies.
Near Me Insurance was built on a simple idea: shopping for insurance should be as easy as shopping for anything else online.
For years, finding the right policy meant calling around, repeating the same information to one company after another, and hoping you landed on a fair price. We built a better way. Our platform lets you enter your information once and compare home and auto quotes from multiple top carriers, side by side, in minutes.
We don't push one company over another. We show you your options clearly, with coverage and price laid out in plain terms, so you can decide what fits your life and your budget. There's no pressure and no obligation, and you can shop on your own schedule.
Whether you're buying your first policy, insuring a new home, or checking whether you're still getting a good rate, Near Me Insurance puts the choice in your hands.
"Near Me Insurance exists to protect your family or business through proactive, strategic insurance planning, not just annual renewals."
Since 1999, we’ve dedicated ourselves to protecting families & businesses with personalized insurance solutions built on honesty, education, and care.
Near Me Insurance
Your trusted insurance advisor in Miami, Florida providing insurance solutions for all types of businesses.
Insurance services offered by Near Me Insurance.
