A wind mitigation inspection documents your home’s hurricane-resistant features on Florida’s official OIR-B1-1802 form, and insurers are required to offer premium credits for those features. For many Central Florida homes, it’s the single biggest discount available on the wind portion of the premium.
The inspector checks roof covering, roof deck attachment, roof-to-wall connections (clips or straps), roof shape (hip versus gable), secondary water resistance, and opening protection like impact windows or shutters. Inspections usually take under an hour and cost around $75 to $150. The report is generally valid for five years. Homes built in Oviedo and Orlando after the 2002 Florida Building Code often qualify for credits their owners aren’t receiving.
Questions about your own policy? Near Me Insurance in Oviedo helps homeowners and drivers across Seminole and Orange County compare options from multiple carriers.
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