Florida Restaurant Insurance Made Easy
Why Smart Restaurant Owners Get Insured
(and Stay Insured)?
No More Staff Injury Surprises
Slippery floors and hot kitchens = employee injuries. We help manage Workers’ Comp so claims don’t skyrocket your premiums.
Simple, Gap-Free Coverage
Confused by your policy? We explain it in plain English—and make sure you don’t overpay or leave dangerous gaps.
Serving Alcohol? You’re Covered.
One drink too many could mean a lawsuit. We make sure you’re protected with the right Liquor Liability coverage.
Slip-and-Fall Lawsuits? Handled.
When disaster forces you to shut down, Business Interruption and Equipment Coverage keep your finances stable.
Fire, Floods & Breakdown? You’re Back Fast.
Customers trip, and suddenly you’re being sued. Our General Liability protects your business and your peace of mind.
Bonus: More Coverage, Less Hassle
From food spoilage to delivery van accidents, we’ve got your kitchen covered. We even help meet landlord lease requirements.
What’s On the Menu of Protection?
General Liability
Covers customer injuries, property damage, and legal fees — the essentials your landlord (and lawyer) will thank you for.
Property Insurance
Fires, theft, broken equipment then, Life happens. We’ll help you bounce back quickly.
Workers’ Compensation
Protects your team and keeps you compliant with Florida law.
Liquor Liability
Serving alcohol? Make sure one bad night doesn’t cost you your business.
Business Interruption
IF you’re forced to close temporarily, this covers lost income, keeping the lights (and hope) on.
Commercial Auto
Whether it’s deliveries or catering, we protect your business on wheels.
Food Spoilage & Contamination
Power out? Walk-in fridge fail? We’ve got your lost inventory covered.
What our customers say about us
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I had a wonderful experience speaking with Nadine from Allstate over the phone. She was extremely helpful, patient, professional, and kind throughout the entire conversation. Nadine took the time to answer my questions clearly and made … More sure I understood everything without making me feel rushed.Her customer service was outstanding, and she truly made the process much easier and less stressful. It is rare to speak with someone who is not only knowledgeable, but also genuinely caring and willing to help. Nadine represented Allstate in the best possible way, and I really appreciate the assistance she provided.Thank you, Nadine, for your excellent service and support. You deserve recognition for going above and beyond! -
Mai at Salmon Agency is fantastic to work with! She is knowledgeable, responsive, and truly takes the time to understand her clients’ needs before recommending the right insurance coverage. She makes what can often feel like a complicated … More process simple and stress-free, and her professionalism and attention to detail are second to none. It’s clear that Mai genuinely cares about protecting her clients and providing exceptional service. I highly recommend Mai and the Salmon Agency to anyone looking for an insurance professional they can trust.
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My home has been insured with allstate since October 1997 . I have had the best service with them for almost 30 years.Someone will call and check on you throughout the years to make sure you are covered in the event of an incident and … More will make the necessary adjustments without a high cost.Their customers service is the best and responds quickly to any request.Thank you for keeping me in good hands!
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I had a wonderful experience with this company. Nadine was so efficient and fast in assisting me in finding a Home and Auto Insurance. I have a young driver at home and now with All State I have the best rates. If you're looking for … More any insurance, do not hesitate to contact Nadine! She's really awesome!
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Working with Michelle, my casualty and property agent was an excellent experience. She was professional, responsive, and took the time to clearly explain my coverage options, ensuring I felt confident in my decisions. Her attention to … More detail and genuine care made the entire process smooth and stress-free. I highly recommend her services to anyone looking for knowledgeable and reliable insurance guidance.
Why Choose Near Me Insurance?
We’re a locally owned, independent insurance agency in Oviedo, Florida. For over 30 years, we’ve helped restaurant owners across Southern Florida protect what matters most—from family-owned diners to full-service restaurants with liquor licenses. We speak both English and Spanish, and we treat every client like family.
Neighborhood Roots
Neighborhood-owned since 1990, we’ve spent over 30 years protecting restaurants across Southern Florida, from family-run spots to full-service establishments.
Inclusive & Bilingual
Inclusive service in English and Spanish means your needs are heard and understood so there’s 100% clarity and 0% confusion.
Always on Your Side
As a fully independent agency, we’re always advocating for your best interest. We promote bespoke coverage with real support.
